Payment of medical services provided by will depend upon the type of health insurance you have. An overview of coverage under the different types of plans is provided below:

			works especially well for people with preferred provider organization (PPO), point of service (POS), or private insurance plans (fee for service), where patients can choose whom they want to see. With these plans I can order all tests, labs, x-rays, referrals and medications. In many cases this can be done without an office visit and your charge is not much more than a co-pay. If an office visit is needed, the proper documentation will be provided to patients for submission to their insurance company.
			is a clearly superior family medicine practice for families who will pay most of their medical costs out of pocket, such as those with a medical insurance plan with high deductible costs, a medical savings account, and for those with no insurance coverage. Assuming the average person needs about an hour of help in a year (four times a year), we estimate that this care will cost about $200.00 under the system compared to a traditional office charge of $400.00.
			Health maintenance organizations do not reimburse for phone or office visits with doctors outside the plan. However prescriptions are covered for patients irrespective of which doctor calls in the medicine. In some plans, laboratory tests and x-rays may be ordered by any primary care doctor, as long as the patient goes to a laboratory that participates in the plan. You need to check with your insurance representative about this. Even where costs are not fully covered by the insurance plan, HMO patients will still benefit from the convenience of getting help and medications through . If an office visit is not necessary, the cost would not be much more than your HMO co-pay. can also provide medical services not covered under your HMO insurance plan.
			Medicare works somewhat like an HMO. Medicine prescriptions provided by will be covered, as will some limited laboratory tests and x-rays. For those patients who have primary insurance apart from Medicare, then office visit bills will be paid by these companies when you submit a claim. For most other Medicare patients, physician fees and office visits will need to be paid out of pocket. The services of Medicare-assigned doctors will thus be less expensive. But docto k r can provide many medical services not covered by Medicare (such as routine physical exams), and when it comes to convenience, access, and time savings, is still a great pick.